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Ohio Valley Insurance has been known for years as one of the best crop insurers in the region. To be fully protected, you need coverage that extends beyond crop insurance. That’s why we now offer life and health insurance along with a full line of property and casualty products specifically designed for you, your family and your farm. As an independent insurance agency, we work with a large number of great carriers to ensure the best possible price and coverage for clients across Kentucky, Tennessee, and surrounding states.



We look at the most up-to-date yield information, grain market outlook and past history to determine the best possible protection from Mother Nature and today’s uncertain grain markets. And with Farmers Mutual Hail and Rural Community Insurance as carriers, we can promise you’ll be backed by the best in the business.

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Owning a farm or ranch can open up many opportunities for your life: self-sufficiency, working outdoors, feeding communities, and spending more time with family are just a few. But farming is also hard work that comes with a lot of financial risk. Damages to your farm can be catastrophic if your assets aren’t covered by a good insurance policy. See how we can help you protect the life you love.

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Your home is an invaluable resource to you and your family. It is one of the greatest forms of safety as well as comfort, which is why having it insured is one of the greatest things you can do for it. You and your family cannot afford to lose your home from unforeseen circumstances. Get insured today to protect your home’s future.

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No matter what point you are at in your life, being insured is the most important thing you can do to ensure you and your family’s safety. As much as we wish we could control outside forces, we can’t, and sometimes that can be costly. When unforeseen circumstances happen, make sure you are covered by taking advantage of life insurance today.

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Life can be easier when you have a vehicle to take you from point A to B. Unfortunately, accidents happen every day, and when they do, the last thing you need is to not be insured. Although we can’t promise that no damage will ever happen to your vehicle, we can help you avoid any serious loss by providing you with the right insurance options.

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Going on trips to the outdoors is fun and exciting. However, if you run into an issue and don’t have recreational insurance, your expedition may be memorable for a whole new reason. To make certain that your outing to the wilderness is as exciting as you hoped for, have your vehicles covered through recreational insurance today.

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As a business owner, you already have a lot on your plate with trying to get everything up and running. The last thing you need is for something to go seriously wrong. Whether you need insurance for your building, or employees, we’ve got you covered. Take a look at the different services we provide to keep your business running.

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With our several qualified providers to choose from, you will be sure to find the right coverage you need for any point in your life.


“Like having great local folks even in small town Clinton, KY! Andrea Davis is quick to respond and very knowledgeable! Great asset to the community!”

- Michael W.

“Amy Geary saved us money by switching to Ohio Valley. She's always searching to keep our rates down. Thank you!”

- Natalie D.

“We are so happy to have Ohio Valley here! Andrea has provided us with the best service and rates! Ohio Valley is by far the best insurance company we have ever had!!”

- Andrea W.